HOUSE ALMERIA

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Buying process in Almeria

The house in ALMERIA is an interesting investment, by the ample selection of properties available: from luxurious villas, houses, apartments in the beach or the city to houses of free rent and parcels in the more important tourist zones of Spain next to last virgin beaches of the Mediterranean and with the security of a superb climate and quality of assured life.

In agreement with the Spanish authorities, it has more than 135,000 residents of the United Kingdom in Spain, many of them live next to the coasts of the south of Spain.

In general, the purchase of a Spanish house is an option very required by the pairs of the third age that find Spain like a wonderful site to live, with sun all the year, great golf courses, precious beaches, a very efficient system of health and a low standard of life in comparison with the United Kingdom (including the prices of the Spanish houses and the low taxes of the mortgages).

These conditions of life do that the decision to buy a house in Spain is easier. To buy a house in Spain is really very different, neither the more complicated, that in its country of origin

Asegurese that carries out the purchase with a real estate agent of confidence and a trustworthy lawyer. As well as it would do it in any other place Is very important to have a person who knows the region. It is a great advantage that the real estate agent or the salesman speaks to their language as well as the Spanish, since it will be easier to negotiate.

The real estate agent will load a commission to him by his services and the sale price of the house will be added to him. Like the commission that she loaded to him the real estate agent can change, is possible that the same house is announced by different real estate with different prices.

THE RESERVE

For a villa the custom is a deposit of an amount. This document guarantees the property, and the extras that can have chosen in the price decided by a maximum period of about 30 days.

The contract interchange

The legal team of the agent will send the contract to him of purchase with all the legal documentation for you and/or its lawyer.

Once it is satisfied, the purchase contract will have to be signed and must become a first payment.

* All the payments are emitted with a banking guarantee.

PAYMENTS

an amount for deposit.

First payment (a month later) of approximately a 30% + IVA - less reserve

Last payment (to the delivery) of approximately a 70% + IVA

Just before the delivery and to make the crossing of the delivery signs the inspection act. Here you have the opportunity to confirm that its house is completed according to its necessities. Soon the writing is necessary to make a trip to sign the purchase writing "", in the office of Notary. With it one takes place registered of the property. * If it cannot make this trip, it is possible to be designated to another person with a power to do it in his name.

FINANCING

The promoter can organize the mortgages. Ask for information if she needs it!

EXAMPLE PAYMENTS VILLA

Prices do not include VAT/IVA;

The example set out below is an approximate guide in euros to the costs of purchasing and running a VILLA on a 400 sqm plot.

Purchase price 225,000

IVA (7% Spanish VAT) 17,500

Legal Costs 4,000

Town hall tax (plus valia) 200

Water rights of connection & meter 300

Electricity supply contract & meter 300

Purchase Costs (euros) 245,550

Please note this is offered as guidance only.

Tel. 607 146 976